How does having a co-signer with excellent credit help me meet the debt-to-income ratio requirements for my first mortgage application?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does having a co-signer with excellent credit help me meet the debt-to-income ratio requirements for my first mortgage application?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae co-borrower non-occupant borrower debt-to-income ratio income credit score mortgage guidelines Google ↗
Freddie Mac mortgage co-borrower debt-to-income ratio co-signer income credit score guidelines Google ↗
- Guarantors, Co-Signers, or Non-Occupant Borrowers on the Subject Transaction · selling-guide.fanniemae.com
- What to Know About Co-Buying a House · myhome.freddiemac.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae co-borrower non-occupant borrower debt-to-income ratio income credit score mortgage guidelines OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Freddie Mac mortgage co-borrower debt-to-income ratio co-signer income credit score guidelines OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |