What are the latest legal guidelines in the US regarding how far back professional references can be checked by employers?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the latest legal guidelines in the US regarding how far back professional references can be checked by employers?
3 real searches · 1 real-search pass
2026 US federal law employer professional reference checks how far back FCRA seven year rule employment background checks FTC CFPB officialGoogle ↗
OBSERVEDReason
site:consumer.ftc.gov employment background checks seven years FCRA salary 75000 criminal convictionsGoogle ↗
OBSERVEDOther / navigational
site:consumerfinance.gov FCRA employment background checks seven years adverse information 75000Google ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 US federal law employer professional reference checks how far back FCRA seven year rule employment background checks FTC CFPB official Google ↗
site:consumer.ftc.gov employment background checks seven years FCRA salary 75000 criminal convictions Google ↗
site:consumerfinance.gov FCRA employment background checks seven years adverse information 75000 Google ↗
- 15 U.S.C. § 1681c: Requirements relating to information contained in consumer reports · uscode.house.gov
- Advisory Opinion to Nadell (12-10-98) · search.ftc.gov
- Employer Background Checks and Your Rights · consumer.ftc.gov
- When I apply for a job, what do employers see when they do a credit check for employment and a background check? · consumerfinance.gov
- Consumer Financial Protection Circular 2024-06: Background Dossiers and Algorithmic Scores for Hiring, Promotion, and Other Employment Decisions · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 US federal law employer professional reference checks how far back FCRA seven year rule employment background checks FTC CFPB official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
site:consumer.ftc.gov employment background checks seven years FCRA salary 75000 criminal convictions OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
site:consumerfinance.gov FCRA employment background checks seven years adverse information 75000 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |