Real ChatGPT answer · index seedvzEADyxCeAMcompleteEducation · financial aid and scholarshipscomparison
Is it better to cash in Series EE savings bonds for tuition and take the tax exclusion or leave them to grow while using the American Opportunity Tax Credit instead?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it better to cash in Series EE savings bonds for tuition and take the tax exclusion or leave them to grow while using the American Opportunity Tax Credit instead?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS Series EE savings bonds education tax exclusion qualified expenses income limits 2026 AOTC coordination double benefit Google ↗
IRS American Opportunity Tax Credit 2026 income phaseout qualified expenses 2500 Google ↗
- Education credits: Questions and answers · irs.gov
- Instructions for Form 8863 (2025) · irs.gov
- Education credits - AOTC and LLC · irs.gov
- Publication 970 (2025), Tax Benefits for Education · irs.gov
- Using bonds for higher education · savingsbond.gov
- Publication 550 (2025), Investment Income and Expenses · irs.gov
- 2026 Instructions for Form 8815 · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS Series EE savings bonds education tax exclusion qualified expenses income limits 2026 AOTC coordination double benefit OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
IRS American Opportunity Tax Credit 2026 income phaseout qualified expenses 2500 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |