Real ChatGPT answer · index seedvycMoE4QyA0completeFinance and banking · retirement accountsinformational
How do mega backdoor Roth contributions interact with annual IRS Section 415 limits for total defined contribution plan additions in the current tax year?
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The searches the AI actually ran for this prompt.
SEED QUERY
How do mega backdoor Roth contributions interact with annual IRS Section 415 limits for total defined contribution plan additions in the current tax year?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS 2026 401(k) contribution limits Section 415(c) annual additions limit 2026 Notice Google ↗
IRS Publication 560 annual additions 415(c) after-tax employee contributions elective deferrals catch-up contributions rollover Google ↗
- Internal Revenue Bulletin: 2025-49 · irs.gov
- Retirement topics - 401(k) and profit-sharing plan contribution limits · irs.gov
- Fixing common plan mistakes - Failure to limit contributions for a participant · irs.gov
- 26 CFR § 1.415(c)-1 - Limitations for defined contribution plans. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- IR-2025-111: 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500 · content.govdelivery.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 2026 401(k) contribution limits Section 415(c) annual additions limit 2026 Notice OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS Publication 560 annual additions 415(c) after-tax employee contributions elective deferrals catch-up contributions rollover OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |