What is the exact penalty for going over the Coverdell ESA investment limits, and who can I call in North Las Vegas right now to fix this?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the exact penalty for going over the Coverdell ESA investment limits, and who can I call in North Las Vegas right now to fix this?
1 real search · 1 real-search pass
IRS Coverdell ESA excess contributions 6% excise tax Form 5329 instructions 2026Google ↗
OBSERVEDInstruction
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model).
Searches and sources
ChatGPT1 real searches · gpt-6
IRS Coverdell ESA excess contributions 6% excise tax Form 5329 instructions 2026 Google ↗