What are the exact merchant category codes that qualify for restaurant rewards on the leading dining out credit cards right now?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the exact merchant category codes that qualify for restaurant rewards on the leading dining out credit cards right now?
1 real search · 1 real-search pass
2026 exact merchant category codes restaurant dining rewards American Express Gold Chase Sapphire Capital One Savor Citi Strata Wells Fargo Autograph terms MCC 5812 5814Google ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
2026 exact merchant category codes restaurant dining rewards American Express Gold Chase Sapphire Capital One Savor Citi Strata Wells Fargo Autograph terms MCC 5812 5814 Google ↗
- Quick Reference Booklet · mastercard.us
- Code Reference Guide · network.americanexpress.com
- Rewards Category FAQ | Credit Card · chase.com
- Quick Reference Booklet · mastercard.com
- Savor Rewards: Cash Back on Dining & Grocery Stores | Cash Back on Dining & Grocery Stores · capitalone.com
- American Express Rewards Information and FAQs · americanexpress.com
- Restaurants: Includes purchases at cafes, bars, lounges, fast-food restaurants, restaurant delivery services, and take out restaurants. Excludes purchases at bakeries, caterers, and restaurants located inside another business (such as hotels, stores, stadiums, grocery stores, or warehouse clubs). You will not earn 3 ThankYou Points on restaurant gift card purchases if the merchant does not use the restaurant merchant category code. · cardbenefits.citi.com
- What Determines Amex Rewards Categories · americanexpress.com
Queries
1 queries · click a column to sort