What happens to all of my accumulated credit card debt and personal loans after I pass away, and are my children responsible for paying them?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What happens to all of my accumulated credit card debt and personal loans after I pass away, and are my children responsible for paying them?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Texas deceased person's credit card debt children responsible estate debts co-signer community property law Google ↗
CFPB debt after death family members responsible credit card debt estate exceptions Google ↗
- Does a person's debt go away when they die? · consumerfinance.gov
- When a loved one dies and debt collectors come calling · consumerfinance.gov
- I was an authorized user on my deceased relative’s credit card account. Am I liable to repay the debt? · consumerfinance.gov
- Debts and Deceased Relatives · texaslawhelp.org
- ESTATES CODE CHAPTER 101. ESTATE ASSETS IN GENERAL · tcss.legis.texas.gov
- ESTATES CODE · statutes.capitol.texas.gov
- Debts and Deceased Relatives · consumer.ftc.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Texas deceased person's credit card debt children responsible estate debts co-signer community property law OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB debt after death family members responsible credit card debt estate exceptions OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |