How does filing a storm damage claim for hail affect my monthly premium next year, and is it worth paying out of pocket for minor roof repairs instead?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does filing a storm damage claim for hail affect my monthly premium next year, and is it worth paying out of pocket for minor roof repairs instead?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
South Carolina homeowners insurance hail claim premium increase weather claims surcharge claim history deductible roof damage 2026 Google ↗
South Carolina Department of Insurance homeowners hail damage claim premium claims history nonrenewal roof Google ↗
- Does Home Insurance Go Up After a Claim? Factors Influencing Increases and How They Work · geico.com
- Does Homeowners Insurance Cover Hail Damage? · lemonade.com
- Post-Disaster Claims Guide · doi.sc.gov
- South Carolina Code of Regulations, Chapter 69, Section 69-56 - Hurricane, Named Storm or Wind/Hail Deductible | South Carolina Code of Regulations · regulations.justia.com
- May 2017 South Carolina Department of Insurance · doi.sc.gov
- Code of Laws - Title 38 - Chapter 75- · scstatehouse.gov
- Department of Insurance, SC · doi.sc.gov
- Code of Laws - Title 38 - Chapter 73- · scstatehouse.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
South Carolina homeowners insurance hail claim premium increase weather claims surcharge claim history deductible roof damage 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
South Carolina Department of Insurance homeowners hail damage claim premium claims history nonrenewal roof OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |