Real ChatGPT answer · index seedvuNu5YQZ0qccompleteCareers and HR · layoffs and severanceinformational
What are the hidden costs of keeping COBRA insurance versus buying a subsidized bronze tier health plan on Healthcare gov?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the hidden costs of keeping COBRA insurance versus buying a subsidized bronze tier health plan on Healthcare gov?
2 real searches · 1 real-search pass
2026 ACA Marketplace premium tax credits COBRA eligibility special enrollment period 2026 enhanced subsidies expiration official CMS IRS HealthCare.govGoogle ↗
OBSERVEDReason
2026 HealthCare.gov Bronze plan out of pocket maximum deductible premium tax credit rules 2026 officialGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 ACA Marketplace premium tax credits COBRA eligibility special enrollment period 2026 enhanced subsidies expiration official CMS IRS HealthCare.gov Google ↗
2026 HealthCare.gov Bronze plan out of pocket maximum deductible premium tax credit rules 2026 official Google ↗
- Questions and answers on the Premium Tax Credit · irs.gov
- Getting health coverage outside Open Enrollment · healthcare.gov
- See Your Options If You Lose Job-Based Health Insurance · healthcare.gov
- What We Know So Far About 2026 ACA Marketplace Enrollment, Premiums, and Deductibles · kff.org
- Health plan categories: Bronze, Silver, Gold, & Platinum · healthcare.gov
- Out-of-pocket maximum/limit - Glossary · healthcare.gov
- HealthCare.gov – Preview Plans and Prices · healthcare.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 ACA Marketplace premium tax credits COBRA eligibility special enrollment period 2026 enhanced subsidies expiration official CMS IRS HealthCare.gov OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
2026 HealthCare.gov Bronze plan out of pocket maximum deductible premium tax credit rules 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |