Real ChatGPT answer · index seedvrDnyxj4pWgcompleteCareers and HR · workplace benefitscommercial

Can someone explain the IRS rules regarding HSA contribution tax deductions when switching from individual to family coverage halfway through the year

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can someone explain the IRS rules regarding HSA contribution tax deductions when switching from individual to family coverage halfway through the year
2 real searches · 1 real-search pass
site:irs.gov Publication 969 2025 HSA contribution limits monthly rule last-month rule 2026Google ↗
OBSERVEDOther / navigational
site:irs.gov Instructions Form 8889 2025 line 3 monthly contribution limit family self-onlyGoogle ↗
OBSERVEDInstruction

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequenceReasonDefinitionInstruction50%Yes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
site:irs.gov Publication 969 2025 HSA contribution limits monthly rule last-month rule 2026 Google ↗
site:irs.gov Instructions Form 8889 2025 line 3 monthly contribution limit family self-only Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
site:irs.gov Publication 969 2025 HSA contribution limits monthly rule last-month rule 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
site:irs.gov Instructions Form 8889 2025 line 3 monthly contribution limit family self-only
OBSERVED
Google ↗
AI Mode ↗
—Instruction——1x
of 1