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What is the average HSA investment threshold required before you can buy index funds with companies like Fidelity or Optum today

ChatGPTgpt-61 query11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the average HSA investment threshold required before you can buy index funds with companies like Fidelity or Optum today
1 real search · 1 real-search pass
2026 HSA investment minimum balance threshold Fidelity HSA invest mutual funds index funds Optum Bank HSA investment threshold minimum cash balanceGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
2026 HSA investment minimum balance threshold Fidelity HSA invest mutual funds index funds Optum Bank HSA investment threshold minimum cash balance Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 HSA investment minimum balance threshold Fidelity HSA invest mutual funds index funds Optum Bank HSA investment threshold minimum cash balance
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1