What illegal dealer add-ons should I watch out for when signing finance paperwork at the dealership this afternoon?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What illegal dealer add-ons should I watch out for when signing finance paperwork at the dealership this afternoon?
3 real searches · 1 real-search pass
FTC auto dealer add-ons illegal unauthorized charges consumer advice 2026Google ↗
OBSERVEDShort fact
North Carolina motor vehicle dealer add-on products optional financing disclosure consumer protection lawGoogle ↗
OBSERVEDReason
CFPB auto loan add-ons dealer optional products consent cancellationGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
FTC auto dealer add-ons illegal unauthorized charges consumer advice 2026 Google ↗
North Carolina motor vehicle dealer add-on products optional financing disclosure consumer protection law Google ↗
CFPB auto loan add-ons dealer optional products consent cancellation Google ↗
- G.S. 20-101.2 · ncleg.gov
- G.S. 20-101.2 · www3.ncleg.gov
- Am I required to purchase an extended warranty, Guaranteed Asset Protection (GAP) insurance, or credit insurance from a lender or dealer to get an auto loan? · consumerfinance.gov
- What is a Finance and Insurance (F&I) department? · consumerfinance.gov
- Car dealerships can’t charge you for add-ons you don’t want · consumer.ftc.gov
- Automobile Industry Pricing Transparency: FAQs · search.ftc.gov
- NC DOJ – Getting a Car Loan · ncdoj.gov
- FTC – Report Fraud · reportfraud.ftc.gov
- CFPB – Submit a Complaint · consumerfinance.gov
- Buying a New Car · ncdoj.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FTC auto dealer add-ons illegal unauthorized charges consumer advice 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
North Carolina motor vehicle dealer add-on products optional financing disclosure consumer protection law OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB auto loan add-ons dealer optional products consent cancellation OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |