How do I calculate our exact IRMAA surcharge bracket to figure out if we can afford a premium UnitedHealthcare supplemental policy this year?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I calculate our exact IRMAA surcharge bracket to figure out if we can afford a premium UnitedHealthcare supplemental policy this year?
1 real search · 1 real-search pass
2026 Medicare IRMAA brackets Part B Part D official CMS Social Security income thresholds 2024 tax returnGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
2026 Medicare IRMAA brackets Part B Part D official CMS Social Security income thresholds 2024 tax return Google ↗
- 2026 Medicare Parts A & B Premiums and Deductibles · cms.gov
- SSA - POMS: HI 01101.020 - IRMAA Sliding Scale Tables · secure.ssa.gov
- Benefits Planner: Retirement | Medicare Premiums · ssa.gov
- SSA - POMS: HI 01101.031 - How IRMAA is Calculated and How IRMAA Affects the Total Medicare Premium · secure.ssa.gov