How does inheriting a home with a reverse mortgage affect our capital gains tax basis and what valuation fees should we budget for during settlement?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does inheriting a home with a reverse mortgage affect our capital gains tax basis and what valuation fees should we budget for during settlement?
3 real searches · 1 real-search pass
IRS inherited property basis fair market value date of death Publication 551 inherited propertyGoogle ↗
OBSERVEDReason
IRS Publication 559 inherited property basis alternate valuation date estate tax reverse mortgage inherited home capital gainsGoogle ↗
OBSERVEDReason
HUD reverse mortgage heirs appraisal due date payoff home inherited HECM valuation appraisal feesGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
IRS inherited property basis fair market value date of death Publication 551 inherited property Google ↗
IRS Publication 559 inherited property basis alternate valuation date estate tax reverse mortgage inherited home capital gains Google ↗
HUD reverse mortgage heirs appraisal due date payoff home inherited HECM valuation appraisal fees Google ↗
- With a reverse mortgage loan, can my heirs keep or sell my home after I die? · consumerfinance.gov
- Publication 551 · irs.gov
- Publication 559 (2025), Survivors, Executors, and Administrators · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS inherited property basis fair market value date of death Publication 551 inherited property OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS Publication 559 inherited property basis alternate valuation date estate tax reverse mortgage inherited home capital gains OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
HUD reverse mortgage heirs appraisal due date payoff home inherited HECM valuation appraisal fees OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |