I have ten thousand dollars sitting in savings right now. Should I dump it all on my highest interest student loan today or put it toward the income driven repayment plan recertification?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I have ten thousand dollars sitting in savings right now. Should I dump it all on my highest interest student loan today or put it toward the income driven repayment plan recertification?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 federal student loan income-driven repayment recertification deadlines plans official StudentAid.gov October 2026 Google ↗
Federal Student Aid income-driven repayment plan annual recertification payment based on income family size official Google ↗
- [node:title] · studentaid.gov
- Top FAQs About Income-Driven Repayment Plans · studentaid.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 federal student loan income-driven repayment recertification deadlines plans official StudentAid.gov October 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Federal Student Aid income-driven repayment plan annual recertification payment based on income family size official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |