FHA versus conventional loan mortgage insurance PMI rates for a first time home buyer with student debt closing in two weeks
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
FHA versus conventional loan mortgage insurance PMI rates for a first time home buyer with student debt closing in two weeks
3 real searches · 1 real-search pass
2026 FHA annual mortgage insurance premium rates 0.55 upfront 1.75 HUD mortgagee letter currentGoogle ↗
OBSERVED
Fannie Mae student loan debt monthly payment debt-to-income calculation deferred forbearance 1 percent actual payment 2026Google ↗
OBSERVED
CFPB conventional PMI cancellation 80 percent original value FHA MIP life of loanGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
2026 FHA annual mortgage insurance premium rates 0.55 upfront 1.75 HUD mortgagee letter current Google ↗
Fannie Mae student loan debt monthly payment debt-to-income calculation deferred forbearance 1 percent actual payment 2026 Google ↗
CFPB conventional PMI cancellation 80 percent original value FHA MIP life of loan Google ↗
- Monthly Debt Obligations · selling-guide.fanniemae.com
- Debt-to-Income Ratios · guide-selling.fanniemae.com
- HUD FHA mortgage insurance guidelines · answers.hud.gov
- CFPB PMI cancellation rules · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 FHA annual mortgage insurance premium rates 0.55 upfront 1.75 HUD mortgagee letter current OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae student loan debt monthly payment debt-to-income calculation deferred forbearance 1 percent actual payment 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB conventional PMI cancellation 80 percent original value FHA MIP life of loan OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |