Real ChatGPT answer · index seedvZmG8xffz04completeFinance and banking · student loansbrand

Comparing refinancing rates from SoFi and Earnest for a recent college grad with six figure debt

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Comparing refinancing rates from SoFi and Earnest for a recent college grad with six figure debt
3 real searches · 1 real-search pass
SoFi student loan refinancing current interest rates APR 2026 official fixed variable termsGoogle ↗
OBSERVED
Earnest student loan refinancing current interest rates APR 2026 official fixed variable termsGoogle ↗
OBSERVED
SoFi Earnest student loan refinancing cosigner release unemployment protection officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
SoFi student loan refinancing current interest rates APR 2026 official fixed variable terms Google ↗
Earnest student loan refinancing current interest rates APR 2026 official fixed variable terms Google ↗
SoFi Earnest student loan refinancing cosigner release unemployment protection official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi student loan refinancing current interest rates APR 2026 official fixed variable terms
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Earnest student loan refinancing current interest rates APR 2026 official fixed variable terms
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
SoFi Earnest student loan refinancing cosigner release unemployment protection official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1