Is it worth moving my high-interest private student loans over to Earnest to lower my monthly payment, or will I end up paying way more total interest over time?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it worth moving my high-interest private student loans over to Earnest to lower my monthly payment, or will I end up paying way more total interest over time?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Earnest student loan refinancing rates repayment terms fees cosigner release 2026 Google ↗
CFPB private student loan refinancing compare total cost repayment term monthly payment Google ↗
- Should I consolidate or refinance my student loans? · consumerfinance.gov
- Should I consolidate my private student loans? · consumerfinance.gov
- What Makes Refinancing My Student Loans With Earnest Different From Other Refinancing or Consolidation Options? · help.earnest.com
- Earnest student loan refinancing · earnest.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Earnest student loan refinancing rates repayment terms fees cosigner release 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB private student loan refinancing compare total cost repayment term monthly payment OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |