If I cancel my current individual disability policy to buy a cheaper one, do I risk losing my locked in health rating?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
If I cancel my current individual disability policy to buy a cheaper one, do I risk losing my locked in health rating?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
individual disability insurance replacing existing policy new underwriting health changes keep existing policy guaranteed renewable noncancelable Google ↗
NAIC disability income insurance replacement existing policy underwriting health rating Google ↗
- Simplifying the Complications of Disability Insurance · content.naic.org
- Standards for Individual Disability Income Insurance Policies · insurancecompact.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
individual disability insurance replacing existing policy new underwriting health changes keep existing policy guaranteed renewable noncancelable OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
NAIC disability income insurance replacement existing policy underwriting health rating OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |