Can you explain how interest rate locks work right now and if I should float or lock my rate today for a mortgage in San Diego?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you explain how interest rate locks work right now and if I should float or lock my rate today for a mortgage in San Diego?
3 real searches · 1 real-search pass
October 31 2026 current US 30-year fixed mortgage rates mortgage rate outlook this week Freddie MacGoogle ↗
OBSERVED
October 2026 mortgage rate lock float advice mortgage rate volatility 10 year Treasury mortgage-backed securitiesGoogle ↗
OBSERVED
California conforming loan limits San Diego County 2026 FHFAGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
October 31 2026 current US 30-year fixed mortgage rates mortgage rate outlook this week Freddie Mac Google ↗
October 2026 mortgage rate lock float advice mortgage rate volatility 10 year Treasury mortgage-backed securities Google ↗
California conforming loan limits San Diego County 2026 FHFA Google ↗
- Mortgage Rates · freddiemac.com
- 30-Year Fixed Rate Mortgage Average in the United States | FRED · fred.stlouisfed.org
- US yield surge triggers mortgage hedging, adds to bond market pressure · reuters.com
- Why Mortgage Rates Exceed Treasury Yields · bostonfed.org
- Rate Lock Index — Should You Lock or Float Your Mortgage Rate Today? · rates.chadinvestorlending.com
- Should I Lock My Mortgage Rate Today? October 31, 2026 · marketeyeslive.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
October 31 2026 current US 30-year fixed mortgage rates mortgage rate outlook this week Freddie Mac OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
October 2026 mortgage rate lock float advice mortgage rate volatility 10 year Treasury mortgage-backed securities OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
California conforming loan limits San Diego County 2026 FHFA OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |