Real ChatGPT answer · index seedvIglr7fFUY0completeFinance and banking · credit scores and repaircomparison

Is Credit Karma's auto insurance score estimate reliable when shopping for coverage after a recent credit score drop due to high utilization?

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is Credit Karma's auto insurance score estimate reliable when shopping for coverage after a recent credit score drop due to high utilization?
3 real searches · 1 real-search pass
Credit Karma auto insurance score estimate how calculated insurance score reliability credit utilizationGoogle ↗
OBSERVED
Tennessee auto insurance credit based insurance score consumer rights credit utilization insurance premiumsGoogle ↗
OBSERVED
NAIC credit based insurance scores utilization consumer guide auto insuranceGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
Credit Karma auto insurance score estimate how calculated insurance score reliability credit utilization Google ↗
Tennessee auto insurance credit based insurance score consumer rights credit utilization insurance premiums Google ↗
NAIC credit based insurance scores utilization consumer guide auto insurance Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Credit Karma auto insurance score estimate how calculated insurance score reliability credit utilization
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Tennessee auto insurance credit based insurance score consumer rights credit utilization insurance premiums
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
NAIC credit based insurance scores utilization consumer guide auto insurance
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1