Real ChatGPT answer · index seedvGsB1PEoPFAcompleteFinance and banking · retirement accountscommercial
Looking for a breakdown of hidden administrative fees when rolling over a traditional 401k to a Fidelity or Schwab IRA
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Looking for a breakdown of hidden administrative fees when rolling over a traditional 401k to a Fidelity or Schwab IRA
3 real searches · 1 real-search pass
Fidelity IRA fees account maintenance rollover fee official fee schedule 2026Google ↗
OBSERVEDReason
Charles Schwab IRA fees account maintenance rollover fee official pricing 2026Google ↗
OBSERVEDReason
401k rollover outgoing distribution termination administrative fees plan recordkeeping fees Department of LaborGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fidelity IRA fees account maintenance rollover fee official fee schedule 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Charles Schwab IRA fees account maintenance rollover fee official pricing 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
401k rollover outgoing distribution termination administrative fees plan recordkeeping fees Department of Labor OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |