Real ChatGPT answer · index seedvFgsJGSltVscompleteFinance and banking · retirement accountscommercial
What is the actual process for completing a Charles Schwab account setup for a rollover IRA while keeping transfer costs at zero?
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The searches the AI actually ran for this prompt.
SEED QUERY
What is the actual process for completing a Charles Schwab account setup for a rollover IRA while keeping transfer costs at zero?
3 real searches · 1 real-search pass
Charles Schwab rollover IRA open account direct rollover transfer fees ACATS fee official Schwab 2026Google ↗
OBSERVEDOther / navigational
site:schwab.com rollover IRA transfer assets fees outgoing transfer fee account closure feeGoogle ↗
OBSERVEDConsequence
site:irs.gov retirement plans rollovers direct rollover 60-day withholding 20 percentGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Charles Schwab rollover IRA open account direct rollover transfer fees ACATS fee official Schwab 2026 Google ↗
site:schwab.com rollover IRA transfer assets fees outgoing transfer fee account closure fee Google ↗
site:irs.gov retirement plans rollovers direct rollover 60-day withholding 20 percent Google ↗
- Open a Schwab Rollover IRA · schwab.com
- Rollovers of retirement plan and IRA distributions · irs.gov
- Retirement topics - Termination of employment · irs.gov
- Rollover IRA · schwab.com
- Rollover IRA · schwab.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Charles Schwab rollover IRA open account direct rollover transfer fees ACATS fee official Schwab 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
site:schwab.com rollover IRA transfer assets fees outgoing transfer fee account closure fee OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
site:irs.gov retirement plans rollovers direct rollover 60-day withholding 20 percent OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |