What is the penalty for cashing out my current permanent life insurance policy to switch to a cheaper term policy to save money each month?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the penalty for cashing out my current permanent life insurance policy to switch to a cheaper term policy to save money each month?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
IRS tax treatment surrender cash value life insurance policy amount received exceeds investment in contract Google ↗
NAIC consumer guide life insurance surrender charges cash value policy replacement term insurance Google ↗
- Life Insurance Information for Consumers · dfs.ny.gov
- Consumer Life Insurance FAQ · dfs.ny.gov
- Life Insurance Guide · insurance.ca.gov
- Life Insurance · content.naic.org
- Consumer Life Insurance FAQ · dfs.ny.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS tax treatment surrender cash value life insurance policy amount received exceeds investment in contract OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
NAIC consumer guide life insurance surrender charges cash value policy replacement term insurance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |