Real ChatGPT answer · index seedv8LJgMwDhLwcompleteFinance and banking · checking and savings accountslocal
Can you compare the hard versus soft credit pull requirements for opening a joint savings account at PNC Bank versus Citizens Bank around Pittsburgh?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you compare the hard versus soft credit pull requirements for opening a joint savings account at PNC Bank versus Citizens Bank around Pittsburgh?
4 real searches · 1 real-search pass
PNC Bank joint savings account credit check hard inquiry soft pull account opening disclosureGoogle ↗
OBSERVEDYes / no
Citizens Bank joint savings account credit check hard inquiry soft pull account opening disclosureGoogle ↗
OBSERVEDYes / no
PNC Bank savings account joint owners requirements credit report inquiryGoogle ↗
OBSERVEDReason
Citizens Bank savings account joint owners requirements credit report inquiryGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
PNC Bank joint savings account credit check hard inquiry soft pull account opening disclosure Google ↗
Citizens Bank joint savings account credit check hard inquiry soft pull account opening disclosure Google ↗
PNC Bank savings account joint owners requirements credit report inquiry Google ↗
Citizens Bank savings account joint owners requirements credit report inquiry Google ↗
- Account Opening Documents · pnc.com
- Account Agreement for Personal Accounts · collectivesoulsacademy.com
- How to Open a Joint Bank Account · citizensbank.com
- Personal Deposit Account Agreement · citizensbank.com
- How To Open a Joint Bank Account · pnc.com
- Savings Accounts: Open Online and Start Saving · pnc.com
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
PNC Bank joint savings account credit check hard inquiry soft pull account opening disclosure OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
Citizens Bank joint savings account credit check hard inquiry soft pull account opening disclosure OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
PNC Bank savings account joint owners requirements credit report inquiry OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Citizens Bank savings account joint owners requirements credit report inquiry OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |