How many mortgage pre-approval letters should I apply for at the same time to compare rates without hurting my credit too much?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How many mortgage pre-approval letters should I apply for at the same time to compare rates without hurting my credit too much?
1 real search · 1 real-search pass
FICO mortgage rate shopping multiple inquiries 14 45 day window mortgage credit inquiries CFPB preapproval credit scoreGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
FICO mortgage rate shopping multiple inquiries 14 45 day window mortgage credit inquiries CFPB preapproval credit score Google ↗
- Do Credit Inquiries Lower Your FICO Score? · myfico.com
- How Does Rate Shopping Affect Your Credit Scores? · experian.com
- Request and review multiple Loan Estimates · consumerfinance.gov
- How Many Mortgage Lenders Should I Apply To? · bankrate.com