Real ChatGPT answer · index seedv5j6ERMEjygcompleteFinance and banking · credit scores and repairinformational
What is the difference between a hard inquiry from a mortgage lender and a car dealership when it comes to scoring models used today?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the difference between a hard inquiry from a mortgage lender and a car dealership when it comes to scoring models used today?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FICO rate shopping inquiries mortgage auto 45 days older models 14 days scoring models official Google ↗
VantageScore hard inquiries rate shopping mortgage auto 14 day window official Google ↗
- The Timing of Hard Credit Inquiries: When and Why They Matter · myfico.com
- How to Rate Shop and Minimize the Impact to Your FICO® Scores · myfico.com
- Lender FAQs · vantagescore.com
- FAQs · vantagescore.com
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
- What happens when a mortgage lender checks my credit? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO rate shopping inquiries mortgage auto 45 days older models 14 days scoring models official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
VantageScore hard inquiries rate shopping mortgage auto 14 day window official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |