What is the financial impact of filing homeowners insurance after a storm in terms of losing my claims-free discount and how many years does that penalty last
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The searches the AI actually ran for this prompt.
SEED QUERY
What is the financial impact of filing homeowners insurance after a storm in terms of losing my claims-free discount and how many years does that penalty last
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Texas homeowners insurance weather claim surcharge claims-free discount how many years claims history Texas Department Insurance Google ↗
homeowners insurance claims-free discount after weather claim how long surcharge lasts insurer claims history Google ↗
- Will my premium go up if I file a claim? · tdi.texas.gov
- Auto and home policy underwriting: Learn how companies provide you insurance. · agate.tdi.texas.gov
- Texas Insurance Code Section 2006.052 (2025) - Optional Premium Discount :: 2025 Texas Statutes :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Texas Insurance Code - INS § 2006.052 · codes.findlaw.com
- Home insurance guide · agate.tdi.texas.gov
- INSURANCE CODE CHAPTER 551. PRACTICES RELATING TO DECLINATION, CANCELLATION, AND NONRENEWAL OF INSURANCE POLICIES · tcss.legis.texas.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Texas homeowners insurance weather claim surcharge claims-free discount how many years claims history Texas Department Insurance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
homeowners insurance claims-free discount after weather claim how long surcharge lasts insurer claims history OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |