What are the typical pitfalls to avoid when taking a policy loan against the cash value of a corporate owned universal life plan?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the typical pitfalls to avoid when taking a policy loan against the cash value of a corporate owned universal life plan?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS life insurance policy loans modified endowment contract lapse outstanding loan taxable gain corporate owned life insurance Google ↗
IRS employer owned life insurance section 101(j) notice consent requirements policy loans corporate owned life insurance Google ↗
- Publication 550 (2025), Investment Income and Expenses · irs.gov
- untitled · sec.gov
- 26 U.S.C. § 101: Certain death benefits · uscode.house.gov
- Internal Revenue Bulletin: 2009-24 · irs.gov
- 26 U.S. Code § 101 - Certain death benefits | U.S. Code | US Law · law.cornell.edu
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS life insurance policy loans modified endowment contract lapse outstanding loan taxable gain corporate owned life insurance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS employer owned life insurance section 101(j) notice consent requirements policy loans corporate owned life insurance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |