Can you compare the hidden fees and interest rates of refinancing federal loans with SoFi versus earnest right now?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you compare the hidden fees and interest rates of refinancing federal loans with SoFi versus earnest right now?
3 real searches · 1 real-search pass
SoFi student loan refinancing rates fees origination fee late fee autopay discount 2026 officialGoogle ↗
OBSERVEDOther / navigational
Earnest student loan refinancing rates fees origination fee late fee autopay discount 2026 officialGoogle ↗
OBSERVEDOther / navigational
federal student loan refinancing private loan loss federal protections income driven repayment forgiveness officialGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
SoFi student loan refinancing rates fees origination fee late fee autopay discount 2026 official Google ↗
Earnest student loan refinancing rates fees origination fee late fee autopay discount 2026 official Google ↗
federal student loan refinancing private loan loss federal protections income driven repayment forgiveness official Google ↗
- Refinance Student Loan - Rates · sofi.com
- Earnest · biglawinvestor.com
- credible.com · credible.com
- Compare student loan refinancing companies of November 2026 · nerdwallet.com
- Does It Cost Money to Refinance Student Loans? · sofi.com
- What Makes Refinancing My Student Loans With Earnest Different From Other Refinancing or Consolidation Options? · help.earnest.com
- Does It Cost Money to Refinance Student Loans? · sofi.com
- Why is my Interest Rate Different on the Loan Agreement? · help.earnest.com
- Should I consolidate or refinance my student loans? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
SoFi student loan refinancing rates fees origination fee late fee autopay discount 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Earnest student loan refinancing rates fees origination fee late fee autopay discount 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
federal student loan refinancing private loan loss federal protections income driven repayment forgiveness official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |