Real ChatGPT answer · index seedui5gbiNUgtYcompleteInsurance · life insurancecommercial

Are accidental death benefit riders worth the extra premium on a term policy if I already have high risk hobbies like rock climbing

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are accidental death benefit riders worth the extra premium on a term policy if I already have high risk hobbies like rock climbing
2 real searches · 1 real-search pass
accidental death benefit rider exclusions rock climbing life insurance policy recreational climbing exclusionsGoogle ↗
OBSERVEDConsequence
life insurance accidental death rider worth it exclusions consumer guidanceGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%Consequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
accidental death benefit rider exclusions rock climbing life insurance policy recreational climbing exclusions Google ↗
life insurance accidental death rider worth it exclusions consumer guidance Google ↗
  1. Life Insurance · content.naic.org
  2. Life Insurance Riders: What You Need to Know · nerdwallet.com
  3. Additional Standards for Accidental Death and Dismemberment Benefits · insurancecompact.org
  4. My Benefits · mybenefits.assurity.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
accidental death benefit rider exclusions rock climbing life insurance policy recreational climbing exclusions
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
life insurance accidental death rider worth it exclusions consumer guidance
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1