How do I calculate closing costs accurately when negotiating seller concessions to cover both loan origination points and title insurance?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I calculate closing costs accurately when negotiating seller concessions to cover both loan origination points and title insurance?
3 real searches · 1 real-search pass
CFPB seller concessions closing costs discount points Loan Estimate seller credits limits mortgage officialGoogle ↗
OBSERVED
Fannie Mae interested party contributions limits seller concessions closing costs points title insurance officialGoogle ↗
OBSERVED
New York title insurance rates title insurance premium reissue credit official New York DFSGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB seller concessions closing costs discount points Loan Estimate seller credits limits mortgage official Google ↗
Fannie Mae interested party contributions limits seller concessions closing costs points title insurance official Google ↗
New York title insurance rates title insurance premium reissue credit official New York DFS Google ↗
- Interested Party Contributions (IPCs) · selling-guide.fanniemae.com
- Selling Guide_4.22.2026 · singlefamily.fanniemae.com
- How should I use lender credits and points (also called discount points)? · consumerfinance.gov
- Part B, Origination Through Closing · singlefamily.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB seller concessions closing costs discount points Loan Estimate seller credits limits mortgage official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae interested party contributions limits seller concessions closing costs points title insurance official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
New York title insurance rates title insurance premium reissue credit official New York DFS OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |