Why is my credit score dropping every time a rental agency runs a background check on me?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why is my credit score dropping every time a rental agency runs a background check on me?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB rental application credit check hard inquiry soft inquiry tenant screening credit score Google ↗
FICO hard inquiries rental applications credit score inquiries rate shopping rental housing Google ↗
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
- Can Utility, Rent, Insurance and Other Non-Lending Inquiries Affect Your FICO® Scores? · myfico.com
- Do Credit Inquiries Lower Your FICO Score? · myfico.com
- AnnualCreditReport.com · annualcreditreport.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB rental application credit check hard inquiry soft inquiry tenant screening credit score OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FICO hard inquiries rental applications credit score inquiries rate shopping rental housing OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |