Real ChatGPT answer · index seedufJFL1nZHx0completeParenting and family · family financescomparison

What are the current interest rate differentials between Capital One 360 savings and Ally Bank online savings, and how do their monthly fee structures compare for a family balancing multiple sub-accounts?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the current interest rate differentials between Capital One 360 savings and Ally Bank online savings, and how do their monthly fee structures compare for a family balancing multiple sub-accounts?
2 real searches · 1 real-search pass
Capital One 360 Performance Savings current APY November 2026 monthly fees multiple savings accountsGoogle ↗
OBSERVEDComparison
Ally Bank Online Savings current APY November 2026 monthly maintenance fee buckets accountsGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%Consequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Capital One 360 Performance Savings current APY November 2026 monthly fees multiple savings accounts Google ↗
Ally Bank Online Savings current APY November 2026 monthly maintenance fee buckets accounts Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Capital One 360 Performance Savings current APY November 2026 monthly fees multiple savings accounts
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Ally Bank Online Savings current APY November 2026 monthly maintenance fee buckets accounts
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1