Why did my premium double with Mercury Insurance after one minor fender bender and should I look for a cheaper alternative right now?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why did my premium double with Mercury Insurance after one minor fender bender and should I look for a cheaper alternative right now?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Texas auto insurance premium increase after at-fault accident surcharge how long insurance rate shopping 2026 Texas Department of Insurance Google ↗
Mercury Insurance Texas auto policy accident surcharge renewal rate increase accident forgiveness official Google ↗
- How are your auto and homeowners insurance costs calculated? · tdi.texas.gov
- Is your auto policy up for renewal? Here’s what to look for. · tdi.texas.gov
- HelpInsure rate comparison · helpinsure.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Texas auto insurance premium increase after at-fault accident surcharge how long insurance rate shopping 2026 Texas Department of Insurance OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Mercury Insurance Texas auto policy accident surcharge renewal rate increase accident forgiveness official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |