Real ChatGPT answer · index seeduSi3GhXqzeccompleteFinance and banking · credit scores and repaircommercial
What happens to my old credit card debt after seven years and does it automatically disappear from my credit report?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What happens to my old credit card debt after seven years and does it automatically disappear from my credit report?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB how long negative information stays on credit report seven years date delinquency credit card debt Google ↗
California statute limitations credit card debt four years written contract official court Google ↗
- Resolving debt before a lawsuit | California Courts · selfhelp.courts.ca.gov
- Debt Collectors | State of California - Department of Justice · oag.ca.gov
- AnnualCreditReport.com · annualcreditreport.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB how long negative information stays on credit report seven years date delinquency credit card debt OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
California statute limitations credit card debt four years written contract official court OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |