Real ChatGPT answer · index seeduRR75SsC8AkcompleteInsurance · umbrella insuranceinformational

How do underinsured motorist umbrella coverages vary between major insurance providers like Progressive and Geico in the current market?

ChatGPTgpt-64 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do underinsured motorist umbrella coverages vary between major insurance providers like Progressive and Geico in the current market?
4 real searches · 1 real-search pass
2026 Progressive umbrella insurance underinsured motorist coverage excess UM UIM officialGoogle ↗
OBSERVEDDefinition
2026 GEICO umbrella insurance underinsured motorist coverage excess UM UIM officialGoogle ↗
OBSERVEDShort fact
Progressive underinsured motorist coverage limits state availability officialGoogle ↗
OBSERVEDDefinition
GEICO underinsured motorist coverage umbrella policy officialGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (4)
Short fact25%Other / navigationalComparisonConsequenceReasonDefinition75%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT4 real searches · gpt-6
2026 Progressive umbrella insurance underinsured motorist coverage excess UM UIM official Google ↗
2026 GEICO umbrella insurance underinsured motorist coverage excess UM UIM official Google ↗
Progressive underinsured motorist coverage limits state availability official Google ↗
GEICO underinsured motorist coverage umbrella policy official Google ↗

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 Progressive umbrella insurance underinsured motorist coverage excess UM UIM official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1
2026 GEICO umbrella insurance underinsured motorist coverage excess UM UIM official
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
Progressive underinsured motorist coverage limits state availability official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1
GEICO underinsured motorist coverage umbrella policy official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1