Real ChatGPT answer · index seeduKkzY0rxH00completeInsurance · health insurance planscomparison

How should I manage my health savings account contributions this year if we are switching from a PPO to a high deductible family plan?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How should I manage my health savings account contributions this year if we are switching from a PPO to a high deductible family plan?
2 real searches · 1 real-search pass
IRS 2026 HSA contribution limits family coverage monthly eligibility last-month rule 2026 Revenue ProcedureGoogle ↗
OBSERVEDConsequence
IRS Publication 969 HSA eligibility other health coverage monthly contribution limit employer contributionsGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%Consequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS 2026 HSA contribution limits family coverage monthly eligibility last-month rule 2026 Revenue Procedure Google ↗
IRS Publication 969 HSA eligibility other health coverage monthly contribution limit employer contributions Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS 2026 HSA contribution limits family coverage monthly eligibility last-month rule 2026 Revenue Procedure
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
IRS Publication 969 HSA eligibility other health coverage monthly contribution limit employer contributions
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1