Why are my homeowners insurance quotes so much higher than my neighbors and how do I contest these cost factors immediately?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why are my homeowners insurance quotes so much higher than my neighbors and how do I contest these cost factors immediately?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
New York Department of Financial Services homeowners insurance premium complaint rate factors consumer guide underwriting property information 2026 Google ↗
New York homeowners insurance consumer complaint file complaint DFS official homeowners insurance premium Google ↗
- Premium Change Explanations (Section 2356) · dfs.ny.gov
- HOMEOWNERS & TENANTS INSURANCE: WHAT CONSUMERS NEED TO KNOW · dfs.ny.gov
- CONSUMER COMPLAINT FORM · dfs.ny.gov
- Insurance Discounts and Savings · dfs.ny.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York Department of Financial Services homeowners insurance premium complaint rate factors consumer guide underwriting property information 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New York homeowners insurance consumer complaint file complaint DFS official homeowners insurance premium OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |