Is marketplace health insurance through Healthcare dot gov cheaper and better than my former employer severance health stipend for a couple in their early sixties.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is marketplace health insurance through Healthcare dot gov cheaper and better than my former employer severance health stipend for a couple in their early sixties.
3 real searches · 1 real-search pass
2026 ACA Marketplace premium tax credits enhanced subsidies expiration 2026 Healthcare.gov income eligibility official CMS IRSGoogle ↗
OBSERVEDConsequence
Healthcare.gov 2026 coverage premium tax credit household income age rating Silver cost sharing reductions officialGoogle ↗
OBSERVEDOther / navigational
former employer severance health insurance stipend taxable reimbursement HRA COBRA marketplace premium tax credit rules IRSGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 ACA Marketplace premium tax credits enhanced subsidies expiration 2026 Healthcare.gov income eligibility official CMS IRS Google ↗
Healthcare.gov 2026 coverage premium tax credit household income age rating Silver cost sharing reductions official Google ↗
former employer severance health insurance stipend taxable reimbursement HRA COBRA marketplace premium tax credit rules IRS Google ↗
- Healthcare.gov · healthcare.gov
- Plan Year 2026 Marketplace Plans and Prices Fact Sheet · cms.gov
- How to Save Money on Monthly Health Insurance Premiums · healthcare.gov
- Questions and answers on the Premium Tax Credit · irs.gov
- Individual coverage HRAs · healthcare.gov
- Get Covered Illinois · getcovered.illinois.gov
- Illinois Department of Insurance Releases 2027 Plan Year Rates for the Get Covered Illinois Marketplace · illinois.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 ACA Marketplace premium tax credits enhanced subsidies expiration 2026 Healthcare.gov income eligibility official CMS IRS OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Healthcare.gov 2026 coverage premium tax credit household income age rating Silver cost sharing reductions official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
former employer severance health insurance stipend taxable reimbursement HRA COBRA marketplace premium tax credit rules IRS OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |