Real ChatGPT answer · index seeduB7yVWoulJwcompleteInsurance · health insurance planshowto

How do I figure out my true out of pocket maximum when comparing two different health insurance plans on the exchange?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do I figure out my true out of pocket maximum when comparing two different health insurance plans on the exchange?
2 real searches · 1 real-search pass
HealthCare.gov out-of-pocket maximum what counts premiums excluded marketplace plan 2026Google ↗
OBSERVEDOther / navigational
CMS 2026 maximum out of pocket limit ACA marketplace plans cost sharingGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%Comparison50%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
HealthCare.gov out-of-pocket maximum what counts premiums excluded marketplace plan 2026 Google ↗
CMS 2026 maximum out of pocket limit ACA marketplace plans cost sharing Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
HealthCare.gov out-of-pocket maximum what counts premiums excluded marketplace plan 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
CMS 2026 maximum out of pocket limit ACA marketplace plans cost sharing
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1