Why did my pre-approval check for a travel rewards credit card result in a hard inquiry on my credit report even though the bank promised it wouldn't?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why did my pre-approval check for a travel rewards credit card result in a hard inquiry on my credit report even though the bank promised it wouldn't?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB hard inquiry credit report dispute unauthorized inquiry permissible purpose credit card application soft inquiry preapproval Google ↗
FTC credit report dispute hard inquiry unauthorized inquiry Fair Credit Reporting Act Google ↗
- File a dispute · experian.com
- File a dispute · equifax.com
- File a dispute · transunion.com
- Submit a CFPB complaint · consumerfinance.gov
- When can a credit card company look at my credit reports? · consumerfinance.gov
- Who can request to see my credit report? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB hard inquiry credit report dispute unauthorized inquiry permissible purpose credit card application soft inquiry preapproval OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FTC credit report dispute hard inquiry unauthorized inquiry Fair Credit Reporting Act OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |