Is it safer to keep our three month emergency fund in a Treasury bond ladder or a standard online savings account right now?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it safer to keep our three month emergency fund in a Treasury bond ladder or a standard online savings account right now?
1 real search · 1 real-search pass
November 2026 current high yield savings account rates Treasury bill yields FDIC insurance limits TreasuryDirect early sale Treasury billsGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
November 2026 current high yield savings account rates Treasury bill yields FDIC insurance limits TreasuryDirect early sale Treasury bills Google ↗
- Best High-Yield Savings Accounts of October 2026: Up to 5% · nerdwallet.com
- High-Yield Savings, CDs, or T-Bills: Where Your Cash Belongs When Rates Are Rising · 247wallst.com
- Treasury Bills · treasurydirect.gov
- Treasury Bills · treasurydirect.gov
- Deposit Insurance At A Glance · fdic.gov