What are the pros and cons of choosing FHA over conventional when my credit score is around 620?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the pros and cons of choosing FHA over conventional when my credit score is around 620?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 FHA mortgage credit score 580 3.5% down upfront mortgage insurance 1.75% annual MIP duration HUD official Google ↗
Fannie Mae conventional minimum credit score 620 mortgage insurance cancellation 80 percent 78 percent CFPB official Google ↗
- What is the minimum down payment requirement for FHA? · answers.hud.gov
- Single Family Upfront Premium, Late, and Interest Charges | HUD.gov / U.S. Department of Housing and Urban Development (HUD) · hud.gov
- What is mortgage insurance and how does it work? · consumerfinance.gov
- What to Know About PMI · yourhome.fanniemae.com
- General Requirements for Credit Scores · guide-selling.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 FHA mortgage credit score 580 3.5% down upfront mortgage insurance 1.75% annual MIP duration HUD official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae conventional minimum credit score 620 mortgage insurance cancellation 80 percent 78 percent CFPB official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |