Real ChatGPT answer · index seedu0xbxENSR5gcompleteFinance and banking · mortgagescomparison

Can you compare PENFED and Navy Federal credit union mortgage rates for a 15-year fixed conventional loan with twenty percent down?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you compare PENFED and Navy Federal credit union mortgage rates for a 15-year fixed conventional loan with twenty percent down?
2 real searches · 1 real-search pass
PenFed mortgage rates 15 year fixed conventional mortgage rate October 2026Google ↗
OBSERVEDShort fact
Navy Federal mortgage rates 15 year fixed conventional mortgage rate October 2026Google ↗
OBSERVEDShort fact

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact100%Other / navigationalComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
PenFed mortgage rates 15 year fixed conventional mortgage rate October 2026 Google ↗
Navy Federal mortgage rates 15 year fixed conventional mortgage rate October 2026 Google ↗
  1. Conventional Fixed-rate Mortgages · navyfederal.org
  2. Mortgage Rates · penfed.org
  3. penfed.org · penfed.org

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
PenFed mortgage rates 15 year fixed conventional mortgage rate October 2026
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
Navy Federal mortgage rates 15 year fixed conventional mortgage rate October 2026
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1