What steps are required to reinstate a lapsed New York Life universal life policy that has entered its grace period due to insufficient cash value accumulation?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What steps are required to reinstate a lapsed New York Life universal life policy that has entered its grace period due to insufficient cash value accumulation?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
New York Life universal life policy grace period insufficient cash value reinstate policy reinstatement requirements official Google ↗
site:newyorklife.com universal life policy grace period premium shortfall reinstatement Google ↗
- New York Insurance Law § 3203 · nysenate.gov
- N.Y. Comp. Codes R. & Regs. Tit. 11 § 54.6 - Insurance policy requirements | State Regulations | US Law · law.cornell.edu
- View Document - Unofficial New York Codes, Rules and Regulations · govt.westlaw.com
- New York Life's reinstatement definition · newyorklife.com
- NEW YORK LIFE INSURANCE AND ANNUITY CORPORATIONS · sec.gov
- NEW YORK LIFE INS & ANNUITY CORP VAR UNIV LIFE SEP ACC I · sec.gov
- NYLIAC Corporate Sponsored Variable Universal Life Separate Account · sec.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York Life universal life policy grace period insufficient cash value reinstate policy reinstatement requirements official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
site:newyorklife.com universal life policy grace period premium shortfall reinstatement OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |