How do I calculate my exact IRMAA surcharge if my tax return from two years ago includes a one-time real estate sale that inflated my modified adjusted gross income?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I calculate my exact IRMAA surcharge if my tax return from two years ago includes a one-time real estate sale that inflated my modified adjusted gross income?
3 real searches · 1 real-search pass
2026 Medicare IRMAA brackets married filing jointly single Part B Part D premiums official CMS 2026Google ↗
OBSERVEDConsequence
Social Security IRMAA life changing event SSA-44 real estate sale capital gain work stoppage work reduction officialGoogle ↗
OBSERVEDConsequence
IRS Medicare IRMAA modified adjusted gross income tax exempt interest definitionGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 Medicare IRMAA brackets married filing jointly single Part B Part D premiums official CMS 2026 Google ↗
Social Security IRMAA life changing event SSA-44 real estate sale capital gain work stoppage work reduction official Google ↗
IRS Medicare IRMAA modified adjusted gross income tax exempt interest definition Google ↗
- SSA - POMS: HI 01101.010 - Modified Adjusted Gross Income (MAGI) · secure.ssa.gov
- SSA Handbook § 2501 · ssa.gov
- 2026 Part B Premium Rates · cms.gov
- SSA - POMS: HI 01101.020 - IRMAA Sliding Scale Tables · secure.ssa.gov
- SSA-44, Medicare Income-Related Monthly Adjustment Amount – Life-Changing Event · ssa.gov
- Social Security IRMAA reduction instructions · ssa.gov
- Code of Federal Regulations § 418.1205 · ssa.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Medicare IRMAA brackets married filing jointly single Part B Part D premiums official CMS 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Social Security IRMAA life changing event SSA-44 real estate sale capital gain work stoppage work reduction official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS Medicare IRMAA modified adjusted gross income tax exempt interest definition OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |