How much does homeowners insurance cost on average for homes located in flood zones compared to standard risk areas?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How much does homeowners insurance cost on average for homes located in flood zones compared to standard risk areas?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 homeowners insurance premiums flood risk areas average cost flood insurance homeowners policy separate NFIP average premium Google ↗
average homeowners insurance cost flood zone vs low risk areas US 2026 annual premium flood insurance comparison Google ↗
- How Much Does Flood Insurance Cost? See 2026 Rates · nerdwallet.com
- How Much Is Homeowners Insurance? Average 2026 Rates · nerdwallet.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 homeowners insurance premiums flood risk areas average cost flood insurance homeowners policy separate NFIP average premium OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
average homeowners insurance cost flood zone vs low risk areas US 2026 annual premium flood insurance comparison OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |