Real ChatGPT answer · index seedttIOrAt2dpocompleteInsurance · home insuranceinformational

How do deductibles affect windstorm damage coverage limits in hurricane-prone states right now?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do deductibles affect windstorm damage coverage limits in hurricane-prone states right now?
3 real searches · 1 real-search pass
2026 current hurricane windstorm insurance deductibles Florida Texas Louisiana North Carolina state insurance department percentage deductible rules 2026Google ↗
OBSERVEDConsequence
Florida Office of Insurance Regulation hurricane deductible homeowners policy percentage deductible statute hurricane deductible 2026Google ↗
OBSERVEDConsequence
Texas Department of Insurance windstorm hurricane deductible homeowners percentage deductible 2026Google ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
2026 current hurricane windstorm insurance deductibles Florida Texas Louisiana North Carolina state insurance department percentage deductible rules 2026 Google ↗
Florida Office of Insurance Regulation hurricane deductible homeowners policy percentage deductible statute hurricane deductible 2026 Google ↗
Texas Department of Insurance windstorm hurricane deductible homeowners percentage deductible 2026 Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 current hurricane windstorm insurance deductibles Florida Texas Louisiana North Carolina state insurance department percentage deductible rules 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Florida Office of Insurance Regulation hurricane deductible homeowners policy percentage deductible statute hurricane deductible 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Texas Department of Insurance windstorm hurricane deductible homeowners percentage deductible 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1