Real ChatGPT answer · index seedtqfGqlmObvgcompleteFinance and banking · checking and savings accountscommercial

Which checking accounts require a soft credit pull instead of a hard inquiry because I do not want to hurt my credit score

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Which checking accounts require a soft credit pull instead of a hard inquiry because I do not want to hurt my credit score
2 real searches · 1 real-search pass
checking accounts soft credit pull no hard inquiry banks 2026 checking account application credit check policyGoogle ↗
OBSERVED
banks checking account application soft inquiry ChexSystems hard inquiry officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
checking accounts soft credit pull no hard inquiry banks 2026 checking account application credit check policy Google ↗
banks checking account application soft inquiry ChexSystems hard inquiry official Google ↗
  1. Visit SoFi · sofi.com
  2. Visit Alliant · alliantcreditunion.org
  3. Visit Chime · chime.com
  4. Visit nbkc Bank · nbkc.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
checking accounts soft credit pull no hard inquiry banks 2026 checking account application credit check policy
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
banks checking account application soft inquiry ChexSystems hard inquiry official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1